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Home Insurance

Cover your home and belongings against fire, theft, and unexpected damage.

Personal insurance

Cover that fits the way you work

Your home is likely your biggest asset. We’ll help you find buildings and contents cover that suits your property and the way you live, with clear advice on limits, excesses and the options that matter to you.

Who it’s for

  • Homeowners and mortgage holders
  • Tenants needing contents cover
  • Landlords letting residential property
  • Owners of listed, unusual or non-standard homes
What’s included

What a policy can cover

Every policy is different, so we’ll explain exactly what’s included, the limits and the exclusions before you decide.

Buildings: the structure, fixtures and fittings
Contents: furniture, electronics, clothing and valuables
Fire, flood, storm, theft and escape of water
Alternative accommodation if your home becomes uninhabitable
Liability as a homeowner or occupier

Options worth asking about

Accidental damagePersonal possessions away from homeHome emergency coverLegal expenses
How it works

Getting covered with BETR

01

Initial Chat

We begin with a focused call to learn about your business, uncover your challenges, and understand your goals.

02

Risk Review

We conduct a deep-dive into your risks and exposures.

03

Bespoke Quote

We search the entire market to find insurance solutions precisely tailored to your specific needs and budget.

04

Onboarding

You’ll receive your policy documents, a dedicated account manager, and expert guidance and ongoing support whenever you need it.

FAQs

Common questions

How do I work out my rebuild cost?

The rebuild cost is not the market value. It’s what it would cost to rebuild your home. We can point you to the right tools or arrange a professional valuation.

Can you insure a property that’s unoccupied or being renovated?

Yes. Specialist insurers cover unoccupied homes and renovations, which standard policies often exclude.

Get a quote

Let’s find the right home cover

Send us a few details and one of our brokers will be in touch to talk through your needs.

Prefer to talk?

Call 020 3051 6247

Quote request

Home Insurance

Cover is subject to insurers’ acceptance, terms, conditions and exclusions. The information on this page is a general guide and isn’t advice; we’ll recommend cover based on your circumstances.

Quick quote

Get a quote

Give us a call on 020 3051 6247 or fill in the form below and we will contact you. We endeavour to answer all inquiries within 24 hours on business days.