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Office Insurance

Protect your workspace against damage, theft, and disruption so your business stays productive.

Business insurance

Cover that fits the way you work

Whether you own your premises, rent a floor or share a serviced office, an office policy brings the key protections for a desk-based business together in one place. We look at how you actually work, then find cover that fits.

Who it’s for

  • Professional and financial services firms
  • Agencies, consultancies and tech businesses
  • Charities and membership organisations
  • Landlords and tenants of office space
What’s included

What a policy can cover

Every policy is different, so we’ll explain exactly what’s included, the limits and the exclusions before you decide.

Buildings (if you are responsible for them) and contents, including furniture and fit-out
Computers, phones and office equipment
Business interruption, such as lost income if you cannot use the office after fire or flood
Theft, accidental damage and money on the premises
Public liability for visitors and clients
Employers’ liability for your staff

Options worth asking about

Cyber and data breach coverPortable equipment cover for laptops used off-siteLegal expensesGlass and signage
How it works

Getting covered with BETR

01

Initial Chat

We begin with a focused call to learn about your business, uncover your challenges, and understand your goals.

02

Risk Review

We conduct a deep-dive into your risks and exposures.

03

Bespoke Quote

We search the entire market to find insurance solutions precisely tailored to your specific needs and budget.

04

Onboarding

You’ll receive your policy documents, a dedicated account manager, and expert guidance and ongoing support whenever you need it.

FAQs

Common questions

I rent my office. Do I still need cover?

Usually, yes. Your landlord normally insures the building, but your contents, equipment, income and liabilities are your responsibility. Your lease may also require you to hold certain cover, so we’ll check it with you.

Can you insure staff working from home?

Many office policies can extend to equipment and liability while people work from home. We’ll confirm what each insurer offers before you choose.

Get a quote

Let’s find the right office cover

Send us a few details and one of our brokers will be in touch to talk through your needs.

Prefer to talk?

Call 020 3051 6247

Quote request

Office Insurance

Cover is subject to insurers’ acceptance, terms, conditions and exclusions. The information on this page is a general guide and isn’t advice; we’ll recommend cover based on your circumstances.

Quick quote

Get a quote

Give us a call on 020 3051 6247 or fill in the form below and we will contact you. We endeavour to answer all inquiries within 24 hours on business days.