Public Liability Insurance
Safeguard against claims from third parties for injury or property damage linked to your business.
Cover that fits the way you work
If a customer, visitor or member of the public is injured, or their property is damaged, because of your business, they may claim against you. Public liability insurance can cover the compensation and legal costs, so one incident doesn’t threaten everything you’ve built.
Who it’s for
- Tradespeople and contractors
- Shops, salons and hospitality businesses
- Event organisers and market traders
- Consultants and freelancers who visit clients
What a policy can cover
Every policy is different, so we’ll explain exactly what’s included, the limits and the exclusions before you decide.
Options worth asking about
Getting covered with BETR
Initial Chat
We begin with a focused call to learn about your business, uncover your challenges, and understand your goals.
Risk Review
We conduct a deep-dive into your risks and exposures.
Bespoke Quote
We search the entire market to find insurance solutions precisely tailored to your specific needs and budget.
Onboarding
You’ll receive your policy documents, a dedicated account manager, and expert guidance and ongoing support whenever you need it.
Common questions
Is public liability insurance a legal requirement?
It isn’t generally required by law, but clients, venues, councils and landlords often insist on it, sometimes at a specific limit. We’ll help you pick the right level.
How much cover do I need?
It depends on your work, who you deal with and what your contracts ask for. Many small businesses choose £1m–£5m, but we’ll talk it through rather than guess.
Let’s find the right public liability cover
Send us a few details and one of our brokers will be in touch to talk through your needs.
Prefer to talk?
Call 020 3051 6247
Email us
Public Liability Insurance
Cover is subject to insurers’ acceptance, terms, conditions and exclusions. The information on this page is a general guide and isn’t advice; we’ll recommend cover based on your circumstances.