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Shops & Salons

Cover your premises, stock, and treatments to keep your retail or beauty business running smoothly.

Business insurance

Cover that fits the way you work

From independent shops to hair, beauty and aesthetics salons, customer-facing businesses face risks that a generic policy can miss. We arrange cover for your premises, your stock and, for salons, the treatments you carry out.

Who it’s for

  • Independent retailers and convenience stores
  • Hair, beauty, nail and barber salons
  • Aesthetics and treatment clinics
  • Cafés and small hospitality outlets
What’s included

What a policy can cover

Every policy is different, so we’ll explain exactly what’s included, the limits and the exclusions before you decide.

Stock, including seasonal increases
Shop fittings, equipment and glass
Business interruption after damage to the premises
Public and products liability
Treatment risks for salons, where the insurer offers it
Employers’ liability for staff

Options worth asking about

Money and goods in transitDeterioration of stockLoss of licencePersonal accident for owners
How it works

Getting covered with BETR

01

Initial Chat

We begin with a focused call to learn about your business, uncover your challenges, and understand your goals.

02

Risk Review

We conduct a deep-dive into your risks and exposures.

03

Bespoke Quote

We search the entire market to find insurance solutions precisely tailored to your specific needs and budget.

04

Onboarding

You’ll receive your policy documents, a dedicated account manager, and expert guidance and ongoing support whenever you need it.

FAQs

Common questions

Do you cover beauty and aesthetics treatments?

Yes, many insurers will, subject to your qualifications and the treatments you offer. Tell us exactly what you do and we’ll match you with a suitable insurer.

My stock goes up before Christmas. Is that covered?

Many policies include a seasonal stock increase, or one can be added. We’ll make sure the sum insured reflects your busiest period.

Get a quote

Let’s find the right shop or salon cover

Send us a few details and one of our brokers will be in touch to talk through your needs.

Prefer to talk?

Call 020 3051 6247

Quote request

Shops & Salons

Cover is subject to insurers’ acceptance, terms, conditions and exclusions. The information on this page is a general guide and isn’t advice; we’ll recommend cover based on your circumstances.

Quick quote

Get a quote

Give us a call on 020 3051 6247 or fill in the form below and we will contact you. We endeavour to answer all inquiries within 24 hours on business days.