Contractors Insurance
Flexible cover for tradespeople working on-site, including tools, liability, and contract risks.
Cover that fits the way you work
From sole traders to established building firms, contractors need cover that moves with them from site to site. We put together the protections you need for your trade, your tools and the contracts you sign.
Who it’s for
- Builders, roofers and general contractors
- Electricians, plumbers and heating engineers
- Carpenters, decorators and landscapers
- Specialist and sub-contracting firms
What a policy can cover
Every policy is different, so we’ll explain exactly what’s included, the limits and the exclusions before you decide.
Options worth asking about
Getting covered with BETR
Initial Chat
We begin with a focused call to learn about your business, uncover your challenges, and understand your goals.
Risk Review
We conduct a deep-dive into your risks and exposures.
Bespoke Quote
We search the entire market to find insurance solutions precisely tailored to your specific needs and budget.
Onboarding
You’ll receive your policy documents, a dedicated account manager, and expert guidance and ongoing support whenever you need it.
Common questions
Do I need employers’ liability if I use sub-contractors?
Often, yes. Labour-only sub-contractors may be treated as your employees for insurance purposes. We’ll help you work out what applies to you.
Can you cover tools left in my van overnight?
Some insurers will, often with security conditions. We’ll explain the conditions clearly so there are no surprises at claim time.
Let’s find the right contractors cover
Send us a few details and one of our brokers will be in touch to talk through your needs.
Prefer to talk?
Call 020 3051 6247
Email us
Contractors Insurance
Cover is subject to insurers’ acceptance, terms, conditions and exclusions. The information on this page is a general guide and isn’t advice; we’ll recommend cover based on your circumstances.