High Net Worth Insurance
Tailored protection for valuable homes, possessions, and lifestyles that standard policies miss.
Cover that fits the way you work
Standard home policies can fall short for larger homes, valuable collections and complex lifestyles. We work with specialist insurers to arrange cover with higher limits, broader protection and a more personal claims service.
Who it’s for
- Owners of high-value or listed properties
- Collectors of art, jewellery, watches and wine
- Owners of multiple homes in the UK or abroad
- Families wanting one coordinated programme of cover
What a policy can cover
Every policy is different, so we’ll explain exactly what’s included, the limits and the exclusions before you decide.
Options worth asking about
Getting covered with BETR
Initial Chat
We begin with a focused call to learn about your business, uncover your challenges, and understand your goals.
Risk Review
We conduct a deep-dive into your risks and exposures.
Bespoke Quote
We search the entire market to find insurance solutions precisely tailored to your specific needs and budget.
Onboarding
You’ll receive your policy documents, a dedicated account manager, and expert guidance and ongoing support whenever you need it.
Common questions
What counts as “high net worth”?
There’s no single definition, but it usually applies to homes with high rebuild costs or contents and valuables worth more than a standard policy allows.
Do I need valuations?
For valuable items, up-to-date valuations help make sure you’re properly covered. Some insurers can arrange them for you.
Let’s find the right high net worth cover
Send us a few details and one of our brokers will be in touch to talk through your needs.
Prefer to talk?
Call 020 3051 6247
Email us
High Net Worth Insurance
Cover is subject to insurers’ acceptance, terms, conditions and exclusions. The information on this page is a general guide and isn’t advice; we’ll recommend cover based on your circumstances.