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Products Liability Insurance

Cover your business if a product you sell or supply causes harm or damage.

Business insurance

Cover that fits the way you work

If you make, sell, import or supply products, you could be held responsible if one causes injury or damage, even if you didn’t make it. Products liability insurance covers the compensation and legal costs.

Who it’s for

  • Manufacturers and producers
  • Retailers, wholesalers and distributors
  • Online sellers and marketplace traders
  • Importers of goods into the UK
What’s included

What a policy can cover

Every policy is different, so we’ll explain exactly what’s included, the limits and the exclusions before you decide.

Compensation for injury or damage caused by your products
Legal defence costs
Cover for products sold in the UK and, by arrangement, overseas
Often combined with public liability in one policy

Options worth asking about

Product recallExports to the USA and CanadaContamination cover for food producers
How it works

Getting covered with BETR

01

Initial Chat

We begin with a focused call to learn about your business, uncover your challenges, and understand your goals.

02

Risk Review

We conduct a deep-dive into your risks and exposures.

03

Bespoke Quote

We search the entire market to find insurance solutions precisely tailored to your specific needs and budget.

04

Onboarding

You’ll receive your policy documents, a dedicated account manager, and expert guidance and ongoing support whenever you need it.

FAQs

Common questions

I only resell products. Do I still need cover?

Yes. Sellers and suppliers can be held liable, particularly if the manufacturer can’t be traced or is outside the UK.

Do online marketplaces require it?

Some do, especially above certain sales levels. We can arrange cover that meets their requirements.

Get a quote

Let’s find the right products liability cover

Send us a few details and one of our brokers will be in touch to talk through your needs.

Prefer to talk?

Call 020 3051 6247

Quote request

Products Liability Insurance

Cover is subject to insurers’ acceptance, terms, conditions and exclusions. The information on this page is a general guide and isn’t advice; we’ll recommend cover based on your circumstances.

Quick quote

Get a quote

Give us a call on 020 3051 6247 or fill in the form below and we will contact you. We endeavour to answer all inquiries within 24 hours on business days.