Personal Accident Insurance
Protect your business financially if you or a member of your team suffers an injury.
Cover that fits the way you work
An accident that keeps you or a key team member off work can hit your income hard. Personal accident insurance pays agreed benefits after accidental injury, helping you and your business stay on your feet while you recover.
Who it’s for
- Self-employed people and sole traders
- Business owners and directors
- Employers wanting to protect staff
- Clubs, groups and volunteers
What a policy can cover
Every policy is different, so we’ll explain exactly what’s included, the limits and the exclusions before you decide.
Options worth asking about
Getting covered with BETR
Initial Chat
We begin with a focused call to learn about your business, uncover your challenges, and understand your goals.
Risk Review
We conduct a deep-dive into your risks and exposures.
Bespoke Quote
We search the entire market to find insurance solutions precisely tailored to your specific needs and budget.
Onboarding
You’ll receive your policy documents, a dedicated account manager, and expert guidance and ongoing support whenever you need it.
Common questions
How is this different from employers’ liability?
Employers’ liability covers claims when you’re legally at fault. Personal accident pays agreed benefits after an accident whoever is to blame.
Can I cover my whole team?
Yes. Group personal accident policies can cover all employees, often by job role or salary.
Let’s find the right personal accident cover
Send us a few details and one of our brokers will be in touch to talk through your needs.
Prefer to talk?
Call 020 3051 6247
Email us
Personal Accident Insurance
Cover is subject to insurers’ acceptance, terms, conditions and exclusions. The information on this page is a general guide and isn’t advice; we’ll recommend cover based on your circumstances.